Miloan · Commercial

Commercial
finance, structured.

Direct access to commercial lenders most lending specialists don't have even when the deal is complex, the timing is tight, or the structure is unusual. Property, development, working capital, assets and equipment, all under one roof.

Why specialist matters

Commercial
lending is
a craft.

Every commercial deal is shaped by the asset, the borrower's structure, the lender's appetite that quarter, and a dozen variables that don't show up on a residential application. There's no "rate sheet" answer there's only the right structure for the deal in front of us.

We've spent years in commercial banking before broking. That matters because we know how the credit committee actually reads a file, and we package every deal so the answer arrives faster and more often, it's yes.

Capabilities

What we
structure.

From a single commercial purchase to multi-stage development funding, asset finance and working capital the full range, under one roof.

Property

Commercial property.

Structure is the strategy. For business owners in expansion mode who need operational space for the next level, we build a tailored commercial lending structure around the asset's strength and your business's performance with flexibility around existing exposures, where most deals fall over.

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Development

Development & construction.

Execution is where strategy meets reality. We manage multiple lenders, align drawdowns and control timelines to ensure deals add value not by chance, but by design. That's the gap a good lending specialist who understands construction finance lives in.

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Working capital

Business & cash flow.

Acquisition funding, debtor finance, invoice discounting, trade facilities and overdrafts. The cash-flow side of growing a business.

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Asset finance

Asset & equipment.

Vehicles, fleet, plant, machinery, tech, solar. Chattel mortgage, finance lease or hire purchase structured for the tax and cash-flow outcome.

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Why Miloan

Structure is the
strategy.

Four apartments. One title. And a funding structure that needed to be done right from day one. Strategic finance isn't about just getting a loan approved it's about aligning the structure with where you want to be in 10, 20, even 30 years. If you're building for more than just the next purchase, structure matters. Property is the asset.

Like many business owners operating at scale, sometimes your financial position isn't simple multiple existing lending facilities and complex borrowing structures. This is where most deals fall over, because traditional lending specialists just assess the asset and not the structure behind the borrower. We build a tailored commercial lending structure around the asset strength and your business's performance, whilst aiming for flexibility around existing exposures.

Discuss your scenario
Reviewing development plans
Commercial property Development SMSF lending Asset finance Debtor finance Pubs & hotels Manufacturing Trade finance Commercial property Development SMSF lending Asset finance Debtor finance Pubs & hotels Manufacturing Trade finance